Brazosport Teachers Federal Credit Union

 
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Rate Information

MasterCard rates as low as 4.75% - 13.75%, based on credit score


APR refers to the annual percentage rate or the dividend rate.

APY refers to the annual percentage yield.

Loan Rates

Rates as of 3/15/2010.
Rate Description Term Payment Description APR APR Type
New Autos 0-48 Months based on credit score as low as 05.00% Fixed
New Autos 49-60 Months based on credit score as low as 05.99% Fixed
New Autos 61-72 Months based on credit score as low as 05.99% Fixed
Used Auto (current year) 60 Months based on credit score As low as 05.99% Fixed
Used Autos (1-2 yrs) 42 Months based on credit score as low as 05.00% Fixed
Used Autos (3-4 yrs) 36 Months based on credit score as low as 05.00% Fixed
Used Autos (5-7 yrs) 30 Months based on credit score as low as 05.00% Fixed
New Motorcycles 0-48 Months based on credit score as low as 05.00% Fixed
New Motorcycles ($10,000+) 49-60 Months based on credit score as low as 05.99% Fixed
Used Motorcycles (appraised value) 36 Months based on credit score as low as 05.00% Fixed
New Recreational Vehicles & (3/4 wheelers $5,000 +) 0-48 Months based on credit score As low as 05.00% Fixed
New Recreational Vehicles & (3/4 wheelers $10,000 +) 49-60 Months based on credit score As low as 05.99% Fixed
New Recreational Vehicles & (3/4 wheelers $10,000 +) 61-72 Months based on credit score As low as 05.99% Fixed
New Recreational Vehicles 120 Months (over $30,000) based on credit score as low as 05.99% Fixed
Used Recreational Vehicles (appraised value) 48 Months based on credit score as low as 05.00% Fixed
Used Recreational Vehicles (appraised value) 120 Months (over $30,000) based on credit score As low as 5.99% Fixed
New Boat/Mtr/Trailer (max $25,000), & Jet Skies-$5,000+ 0-48 Months based on credit score as low as 05.00% Fixed
New Boat/Mtr/Trailer (max $25,000), & Jet Skies-$10,000+ 49-60 Months based on credit score as low as 05.99% Fixed
Used Boats/Mtr/Trailer & Jet Skies (appraised value) 36 Months based on credit score as low as 05.00% Fixed
Farm Equipment 60 Months based on credit score as low as 05.99% Fixed
Appliances 24 Months based on credit score as low as 05.00% Fixed
Computers (max $3,500.00) 24 Months based on credit score as low as 05.00% Fixed
Pianos (used-finance appraised value) 24 Months based on credit score as low as 05.00% Fixed
Musical Instruments (finance 90%) 36 Months based on credit score as low as 05.00% Fixed
Unsecured Loans 48 Months based on credit score as low as 08.00% Fixed
Antiques (appraised value) 24 Months based on credit score as low as 05.00% Fixed
Educational Loans ($10,000 bal max.) 8 Yr. (Max) based on credit score 06.00% Fixed
Misc & Promo Loans to be determined based on credit score as low as 09.00% Fixed
MasterCard Based on credit score based on credit score as low as 4.75% - 13.75% Fixed
Share Secured 2% above Highest Current Div. rate/Max 120 Months 2% above highest current APY Variable
Share Certificate Secured Not to exceed Share Certificate Maturity 2% above highest current APY Fixed
Stock Secured (finance 50% of market value) 24 Months 15.00% Fixed
Home Improvement (5,000 - 35,000 max) Max 180 Months based on credit score as low as 5.00% Fixed
Home Equity (min $10,000) 10 yrs or less based on credit score as low as 5.00% Fixed
Home Equity (min $10,000) greater than 10 yrs to 15 yrs based on credit score as low as 5.125% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of 3/15/2010.
Rate Description Term Dividend Rates APY
6-Month Share Certificate Account 6 Months 1.14% 1.15%
12-Month Share Certificate Account 12 Months 1.49% 1.50%
30-Month Share Certificate Account 30 Months 2.08% 2.10%
60- Month Share Certificate Account 60 Months 2.96% 3.00%
NOTE: A penalty may be imposed for early withdrawal from certificates.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Rates as of 3/15/2010.
Rate Description Term Dividend Rates APY
Regular Savings $200-$9999.99 0.59% 0.60%
Regular Savings $10,000 + 0.99% 1.00%
Club Account $200-$9,999.99 0.59% 0.60%
Club Account $10,000+ 0.99% 1.00%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 3/15/2010.
Rate Description Term Dividend Rates APY
Share Draft 0.75% 0.75%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
 
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