Rates

*Rates are updated as of 11/15/2016. Subject to change without notice.

 

MasterCard rates as low as 4.75% – 15%, based on credit score

 


APR refers to the annual percentage rate or the dividend rate.

APY refers to the annual percentage yield.

Loan Rates

Rates as of 1/7/2015.
Rate Description Term Payment Description APR APR Type
New/Pre-Owned Autos 0-60 Months based on credit score as low as 1.99% Fixed
New/ Pre-Owned Autos 61-72 Months based on credit score as low as 2.5% Fixed
New Motorcycles Based on Amount based on credit score as low as 4.90% Fixed
Used Motorcycles (appraised value) 0-36 Months based on credit score as low as 5.40% Fixed
New Recreational Vehicles 0-120 Months based on credit score As low as 4.90% Fixed
Used Recreational Vehicles (appraised value) 120 Months (over $30,000) based on credit score As low as 5.40% Fixed
New Boat/Mtr/Trailer (max $25,000) 0-60 Months based on credit score as low as 4.90% Fixed
Used Boats/Mtr/Trailer & Used Jet Skies (appraised value) 36 Months based on credit score as low as 5.40% Fixed
Unsecured Loans 0-48 Months based on credit score as low as 7.50% Fixed
Educational Loans ($10,000 bal max.) 8 Yr. (Max) based on credit score 6.00% Fixed
Misc & Promo Loans to be determined based on credit score as low as 9.00% Fixed
MasterCard Based on credit score based on credit score as low as 4.75% – 15% Fixed
Share Secured 2% above Highest Current DV Rate / Max 120 Months Minimum 3% Rate 2% above highest current APY
(Minimum 3% Rate)
Variable
Share Certificate Secured Not to exceed Share Certificate Maturity 2% above highest current APY
(Minimum 3% Rate)
Fixed
Home Equity (min $10,000) 10 yrs or less based on credit score as low as 3.99% Fixed
Home Equity (min $10,000) greater than 10 yrs to 15 yrs based on credit score as low as 3.99% Fixed
New 3/4 Wheelers & New Jet Skies 0-48 Months based on credit score as low as 4.90% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of 1/7/2015.
Rate Description Term Dividend Rates APY
6-Month Share Certificate Account 6 Months 0.45% 0.45%
12-Month Share Certificate Account 12 Months 0.59% 0.60%
30-Month Share Certificate Account 30 Months 1.09% 1.10%
60- Month Share Certificate Account 60 Months 1.34% 1.35%

NOTE: A penalty may be imposed for early withdrawal from certificates.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Rates as of 1/7/2015.
Rate Description Term Dividend Rates APY
Regular Savings $200-$9999.99 0.25% 0.25%
Regular Savings $10,000 + 0.30% 0.30%
Club Account $200-$9,999.99 0.25% 0.25%
Club Account $10,000+ 0.25% 0.30%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 1/7/2015.
Rate Description Term Dividend Rates APY
Share Draft 0.25% 0.25%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.